At the very outset, I would like to express my heartfelt gratitude to the Hon’ble Board of Directors, valued Shareholders and Bangladesh Bank for entrusting me with the responsibility to lead NRB Bank PLC as Chairman. I am truly honored by the confidence placed in me and fully committed to steering our Bank toward growth and excellence, especially at a time when the global economy and banking industry are navigating through rapid transformations and unprecedented challenges.

The world is witnessing a paradigm shift driven by geopolitical tensions, the evolving influence of digital and social media, the repercussions of climate change and socio-political unrest in various regions. Despite these complexities, I am proud to report that our Bank has demonstrated resilience, stability, and growth. We continue to make steady progress, marked by robust financial performance and an expanding customer base by securing our place as a leading commercial bank in the country.

Under the continued support of the Bangladesh Bank, we will strategically align our banking operations to channel Non-Resident Bangladeshis' (NRBs) investments and remittances into productive sectors of our emerging economy. As a financial bridge linking NRBs (Non-Resident Bangladeshis) to their homeland, our core purpose has been to foster financial inclusion, stimulate economic growth, and contribute meaningfully to Bangladesh's development. In this journey, I have also pledged to reshape our corporate culture by building Academy to train our staff, fostering a spirit of innovation, and ensuring that our operations remain rooted in the Bank’s founding values of transparency, integrity and customer-centricity.

Our mission, vision, and strategic goals are centered on delivering exceptional value to our customers both local and NRBs through innovative, efficient, and technology-driven services. By embracing our core values — DIGIT (Dynamic, Innovative, Global, Integrity, Technocentric) — we remain focused on building trust and delivering service excellence. We are committed to being the financial partner of choice for NRBs and domestic clients alike, by offering competitive returns and services that meet their evolving needs.

Looking ahead, I am confident that our Bank will continue to harness advancements in digital technology to enhance customer experience through user-friendly online, mobile, and other digital platforms. We aim to expand our footprint by digital transformation enabling greater financial inclusion and supporting the overall economic development of Bangladesh.

I would also like to place on record my deep appreciation for the continued support and wisdom of our distinguished Board of Directors and Shareholders, many of whom are highly professionals and successful entrepreneurs with extensive experience in the financial and banking sectors. Their strategic insights and unwavering commitment are invaluable assets in our journey forward.

In conclusion, I extend my sincere thanks to our regulator Bangladesh Bank for their guidance and encouragement. I also call upon my dedicated colleagues and employees across the Bank to serve with passion, innovation and teamwork. Let us move forward united, upholding our values and striving to make our Bank a benchmark of excellence in Bangladesh’s banking landscape.

Together, let us scale new heights.

Mr. Iqbal Ahmed OBE DBA
Chairman