Al-Wadeeah Current Account is based on the principle of Al-Wadeeah. Funds which are deposited with Islamic Bank by the Depositors with clear permission to utilize/invest the same observing the rules of trade and commerce of Islamic Shari’ah is called Al-Wadeeah. Al-Wadeeah Depositors do not share any profit or loss earned/incurred out of using of this funds by the Bank. The Bank has to pay back the deposits received on the principle of Al-Wadeeah on demand of the Account holders. The Depositor is known as Mudi. The Bank is called Muda.
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Mudaraba Short Notice Deposit Account is based on Islamic Sharia’h mode of ‘Mudaraba’. Mudaraba is a partnership in profit whereby one party provides capital, called ‘Rab al-Mal’ and the other party provides labour, known as ‘Mudarib’ for the purpose of doing Shair’ah permissible trade and commerce. The management of business is the exclusive responsibility of the Mudarib. Under Mudaraba principle, the profit generated is shared as per predetermined ratio between the Rab al-Mal and the Mudarib. In case of loss, the Rab al-Mal bears the entire amount of loss.
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Mudaraba Deposit Pension Account is a monthly savings scheme, based on ‘Mudaraba ’ principle, for creating and opportunity for the depositors ensuring savings on monthly instalment basis for their future financial security and welfare. Under Mudaraba Deposit Pension Account , the depositor is the ‘Rab al-Mal’ and the Bank is the ‘Mudarib’ of the Mudaraba Depositors.
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Mudaraba Monthly Profit Deposit Scheme Account (MMPDSA) is based on Islamic Shari’ah mode of ‘Mudaraba ’. Mudaraba is a partnership in profit whereby one party provides capital, called ‘Rab al-Mal’ and the other party provides labour, known as ‘Mudarib’ for the purpose of doing Shari’ah permissible trade and commerce. The management of business is the exclusive responsibility of the `Mudarib’. Under Mudaraba principle, the profit generated is shared as per predetermined ratio between the `Rab al-Mal’ and the `Mudarib. In case of loss, the `Rab al-Mal’ bears the entire amount of loss.
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Mudaraba Term Deposit Account is based on Islamic Shari’ah mode of ‘Mudaraba ’. Mudaraba is a partnership in profit whereby one party provides capital, called ‘Rab al-Mal’ and the other party provides labour, known as ‘Mudarib’ for the purpose of doing Shair’ah permissible trade and commerce. The management of business is the exclusive responsibility of the Mudarib. Under Mudaraba principle, the profit generated is shared as per predetermined ratio between the Rab al-Mal and the Mudarib. In case of loss, the Rab al-Mal bears the entire amount of loss.
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Mudaraba Savings Account is based on Islamic Shariah mode of ‘Mudaraba ’. Mudaraba is a partnership in profit whereby one party provides capital, called ‘Rab al-Mal’ and the other party provides labor, known as ‘Mudarib’ for the purpose of doing Shair’ah permissible trade and commerce. The management of business is the exclusive responsibility of the Mudarib. Under Mudaraba principle, the profit generated is shared as per predetermined ratio between the Rab al-Mal and the Mudarib. In case of loss, the Rab al-Mal bears the entire amount of loss.
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Mudaraba My NRB Savings Account is based on Islamic Shariah mode of ‘Mudaraba’. Mudaraba is a partnership in profit whereby one party provides capital, called ‘Rab al-Mal’ and the other party provides labor, known as ‘Mudarib’ for the purpose of doing Shair’ah permissible trade and commerce. The management of business is the exclusive responsibility of the Mudarib. Under Mudaraba principle, the profit generated is shared as per predetermined ratio between the Rab al-Mal and the Mudarib. In case of loss, the Rab al-Mal bears the entire amount of loss.
Mudaraba My NRB Savings is a daily profit bearing and half yearly profit paying savings account for the Non- Resident Bangladeshis. The Account is aimed to help NRBs to save their hard earned money in local Currency for a secured future
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