Al-Wadeeah Current Account is based on the principle of Al-Wadeeah. Funds which are deposited with Islamic Bank by the Depositors with clear permission to utilize/invest the same observing the rules of trade and commerce of Islamic Shari’ah is called Al-Wadeeah. Al-Wadeeah Depositors do not share any profit or loss earned/incurred out of using of this funds by the Bank. The Bank has to pay back the deposits received on the principle of Al-Wadeeah on demand of the Account holders. The Depositor is known as Mudi. The Bank is called Muda.
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Mudaraba Short Notice Deposit Account is based on Islamic Sharia’h mode of ‘Mudaraba’. Mudaraba is a partnership in profit whereby one party provides capital, called ‘Rab al-Mal’ and the other party provides labour, known as ‘Mudarib’ for the purpose of doing Shair’ah permissible trade and commerce. The management of business is the exclusive responsibility of the Mudarib. Under Mudaraba principle, the profit generated is shared as per predetermined ratio between the Rab al-Mal and the Mudarib. In case of loss, the Rab al-Mal bears the entire amount of loss.
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Mudaraba Deposit Pension Account is a monthly savings scheme, based on ‘Mudaraba ’ principle, for creating and opportunity for the depositors ensuring savings on monthly instalment basis for their future financial security and welfare. Under Mudaraba Deposit Pension Account , the depositor is the ‘Rab al-Mal’ and the Bank is the ‘Mudarib’ of the Mudaraba Depositors.
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Mudaraba Monthly Profit Deposit Scheme Account (MMPDSA) is based on Islamic Shari’ah mode of ‘Mudaraba ’. Mudaraba is a partnership in profit whereby one party provides capital, called ‘Rab al-Mal’ and the other party provides labour, known as ‘Mudarib’ for the purpose of doing Shari’ah permissible trade and commerce. The management of business is the exclusive responsibility of the `Mudarib’. Under Mudaraba principle, the profit generated is shared as per predetermined ratio between the `Rab al-Mal’ and the `Mudarib. In case of loss, the `Rab al-Mal’ bears the entire amount of loss.
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Mudaraba Term Deposit Account is based on Islamic Shari’ah mode of ‘Mudaraba ’. Mudaraba is a partnership in profit whereby one party provides capital, called ‘Rab al-Mal’ and the other party provides labour, known as ‘Mudarib’ for the purpose of doing Shair’ah permissible trade and commerce. The management of business is the exclusive responsibility of the Mudarib. Under Mudaraba principle, the profit generated is shared as per predetermined ratio between the Rab al-Mal and the Mudarib. In case of loss, the Rab al-Mal bears the entire amount of loss.
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Mudaraba Savings Account is based on Islamic Shariah mode of ‘Mudaraba ’. Mudaraba is a partnership in profit whereby one party provides capital, called ‘Rab al-Mal’ and the other party provides labor, known as ‘Mudarib’ for the purpose of doing Shair’ah permissible trade and commerce. The management of business is the exclusive responsibility of the Mudarib. Under Mudaraba principle, the profit generated is shared as per predetermined ratio between the Rab al-Mal and the Mudarib. In case of loss, the Rab al-Mal bears the entire amount of loss.
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Mudaraba My NRB Savings Account is based on Islamic Shariah mode of ‘Mudaraba’. Mudaraba is a partnership in profit whereby one party provides capital, called ‘Rab al-Mal’ and the other party provides labor, known as ‘Mudarib’ for the purpose of doing Shair’ah permissible trade and commerce. The management of business is the exclusive responsibility of the Mudarib. Under Mudaraba principle, the profit generated is shared as per predetermined ratio between the Rab al-Mal and the Mudarib. In case of loss, the Rab al-Mal bears the entire amount of loss.
Mudaraba My NRB Savings is a daily profit bearing and half yearly profit paying savings account for the Non- Resident Bangladeshis. The Account is aimed to help NRBs to save their hard earned money in local Currency for a secured future
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Mudaraba Hajj Savings Scheme is a monthly savings scheme, based on ‘Mudaraba’ principle, which will enable a male/female to build up fund for meeting Hajj related expenses and perform the Holy Hajj.
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Mudaraba Bibaho Savings Scheme is a monthly savings scheme, based on ‘Mudaraba principle, which will enable to build up fund for meeting Bibaho related expenses including payment of Mohor to the bride by the bridegroom.
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Mudaraba Payroll Account is a savings account having special facility based on Mudarabah principle of Islamic Shariah for payment of Salary and other benefits to the employees working at any corporate bodies.
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HPSM – Household Finance is an EMI based unsecured investment facility for any legitimate purpose permissible under Islamic Shariah. This investment is provided against gross monthly income of any credit worthy individual to meet their financial needs.
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Quard/Withdrawal is a special financial Facility provided against Mudarabah Term Deposit Account with NRB Islamic Banking.
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