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Overview

Al-Wadeeah Current Account is based on the principle of Al-Wadeeah. Funds which are deposited with Islamic Bank by the Depositors with clear permission to utilize/invest the same observing the rules of trade and commerce of Islamic Shari’ah is called Al-Wadeeah. Al-Wadeeah Depositors do not share any profit or loss earned/incurred out of using of this funds by the Bank. The Bank has to pay back the deposits received on the principle of Al-Wadeeah on demand of the Account holders. The Depositor is known as Mudi. The Bank is called Muda.

    Features

  • Unlimited transactions
  • Online branch banking facility
  • Debit Card & Cheque Book facility
  • Income Sharing Ratio: depositors will neither share Income nor bear Loss
  • ATM cash withdrawal from any Bank’s ATM across the country
  • SMS alert service available
  • Internet Banking & e-Statement Service Facility

    Eligibility

  • Minimum Age: 18 Years
  • Citizen of Bangladesh

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Overview

Mudaraba Short Notice Deposit Account is based on Islamic Sharia’h mode of ‘Mudaraba’. Mudaraba is a partnership in profit whereby one party provides capital, called ‘Rab al-Mal’ and the other party provides labour, known as ‘Mudarib’ for the purpose of doing Shair’ah permissible trade and commerce. The management of business is the exclusive responsibility of the Mudarib. Under Mudaraba principle, the profit generated is shared as per predetermined ratio between the Rab al-Mal and the Mudarib. In case of loss, the Rab al-Mal bears the entire amount of loss.

    Features

  • Account can be opened either singly or jointly
  • Cheque Book facility available
  • Attractive profit rate (Expected)
  • Minimum Monthly Average Balance BDT 5,000/-
  • Profit calculated on day end balance & it’s created half-yearly.
  • Income Sharing Ratio: initial ISR Depositor 45 : Bank 55
  • SMS alert service available
  • Half-yearly statement & e-Statement Service facility

    Eligibility

  • Minimum Age: 18 Years
  • Any Bangladeshi Individual

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Overview

Mudaraba Deposit Pension Account is a monthly savings scheme, based on ‘Mudaraba ’ principle, for creating and opportunity for the depositors ensuring savings on monthly instalment basis for their future financial security and welfare. Under Mudaraba Deposit Pension Account , the depositor is the ‘Rab al-Mal’ and the Bank is the ‘Mudarib’ of the Mudaraba Depositors.

    Features

  • Minimum deposit of BDT 500 and its multiple amount;
  • Tenure- 3/5/10 years
  • The installment amount shall be realized from the linked Account under auto transfer system

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Overview

Mudaraba Monthly Profit Deposit Scheme Account (MMPDSA) is based on Islamic Shari’ah mode of ‘Mudaraba ’. Mudaraba is a partnership in profit whereby one party provides capital, called ‘Rab al-Mal’ and the other party provides labour, known as ‘Mudarib’ for the purpose of doing Shari’ah permissible trade and commerce. The management of business is the exclusive responsibility of the `Mudarib’. Under Mudaraba principle, the profit generated is shared as per predetermined ratio between the `Rab al-Mal’ and the `Mudarib. In case of loss, the `Rab al-Mal’ bears the entire amount of loss.

    Features

  • Minimum amount: BDT 50,000 or it’s multiple amount
  • Easy investment facility against Mudaraba Monthly Profit Deposit Scheme
  • Tenure: 1/3/5 years

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Overview

Mudaraba Term Deposit Account is based on Islamic Shari’ah mode of ‘Mudaraba ’. Mudaraba is a partnership in profit whereby one party provides capital, called ‘Rab al-Mal’ and the other party provides labour, known as ‘Mudarib’ for the purpose of doing Shair’ah permissible trade and commerce. The management of business is the exclusive responsibility of the Mudarib. Under Mudaraba principle, the profit generated is shared as per predetermined ratio between the Rab al-Mal and the Mudarib. In case of loss, the Rab al-Mal bears the entire amount of loss.

    Features

  • Tenure: 30 days, 90 days, 180 days, 270 days, 360 days, 720 days, 1080 days , 100 Days, 200 Days and 300 Days.
  • Easy Investment/Withdrawal facility against Term deposit
  • Minimum initial amount: BDT 10,000
  • Auto renewal option with/without profit.

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Overview

Mudaraba Savings Account is based on Islamic Shariah mode of ‘Mudaraba ’. Mudaraba is a partnership in profit whereby one party provides capital, called ‘Rab al-Mal’ and the other party provides labor, known as ‘Mudarib’ for the purpose of doing Shair’ah permissible trade and commerce. The management of business is the exclusive responsibility of the Mudarib. Under Mudaraba principle, the profit generated is shared as per predetermined ratio between the Rab al-Mal and the Mudarib. In case of loss, the Rab al-Mal bears the entire amount of loss.

    Features

  • Attractive profit rate (Expected);
  • Minimum balance required for profit accrual BDT 500/-
  • Income Sharing Ratio: initial ISR Depositor 50 : Bank 50
  • Profit is paid twice a year
  • Debit Card & Cheque Book facility
  • ATM cash withdrawal facility from any Bank’s ATM across the country
  • SMS alert service available
  • Internet Banking & e-Statement Service facility

    Eligibility

  • Minimum Age: 18 Years
  • Citizen of Bangladesh

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+88 09666 456000/16568

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Overview

Mudaraba My NRB Savings Account is based on Islamic Shariah mode of ‘Mudaraba’. Mudaraba is a partnership in profit whereby one party provides capital, called ‘Rab al-Mal’ and the other party provides labor, known as ‘Mudarib’ for the purpose of doing Shair’ah permissible trade and commerce. The management of business is the exclusive responsibility of the Mudarib. Under Mudaraba principle, the profit generated is shared as per predetermined ratio between the Rab al-Mal and the Mudarib. In case of loss, the Rab al-Mal bears the entire amount of loss.

Mudaraba My NRB Savings is a daily profit bearing and half yearly profit paying savings account for the Non- Resident Bangladeshis. The Account is aimed to help NRBs to save their hard earned money in local Currency for a secured future

    Features

  • Attractive profit rate (Expected)
  • Minimum initial deposit amount BDT 1, 000
  • Income Sharing Ration: initial ISR Depositor 50: Bank 50
  • Profit calculated on day end balance & will be created half-yearly.
  • Local Debit Card & Cheque Book facility
  • ATM cash withdrawal is totally free from any Bank’s ATM across the country
  • SMS alert service available
  • Internet Banking & e-Statement Service Facility

    Eligibility

  • Any non-resident Bangladeshi individuals
  • Age 18+, however, Minor can open account, operated by guardian.

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Overview

Mudaraba Hajj Savings Scheme is a monthly savings scheme, based on ‘Mudaraba’ principle, which will enable a male/female to build up fund for meeting Hajj related expenses and perform the Holy Hajj.

    Features

  • Minimum deposit of BDT 500 and its multiple amount.
  • Tenure- 3/5/10 years.
  • The installment amount shall be realized from the linked account under auto transfer system.
  • Access of any ATM Booth across the country without any charge for linked account.

    Eligibility

  • Minimum age: 18 years.
  • Any Bangladeshi individual.

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Overview

Mudaraba Bibaho Savings Scheme is a monthly savings scheme, based on ‘Mudaraba principle, which will enable to build up fund for meeting Bibaho related expenses including payment of Mohor to the bride by the bridegroom.

    Features

  • An adult male or female person may open the Mudaraba Bibaho Savings Scheme in his/her name.
  • Minimum deposit of BDT 500 and its multiple amount.
  • Tenure- 3/5/10 years.
  • The installment amount shall be realized from the linked account under auto transfer system.

    Eligibility

  • Minimum age: 18 years
  • Any Bangladeshi individual

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Overview

Mudaraba Payroll Account is a savings account having special facility based on Mudarabah principle of Islamic Shariah for payment of Salary and other benefits to the employees working at any corporate bodies.

    Features

  • Account maintenance fee zero
  • Profit will be calculated on daily balance (EOD) of the account
  • Access of any ATM Booth across the country without any charge
  • 100% waiver on annual fees of Islamic Credit Card for 1st year
  • 50% waiver on annual fees of Locker Charge for 1st year
  • Investment facility available

    Eligibility

  • Minimum age: 18 years
  • Any Bangladeshi individual

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Overview

HPSM – Household Finance is an EMI based unsecured investment facility for any legitimate purpose permissible under Islamic Shariah. This investment is provided against gross monthly income of any credit worthy individual to meet their financial needs.

    Features

  • Investment amount from BDT 50,000 to Maximum BDT 2,000,000
  • Repayment tenure from 12 to 60 months.
  • Equal monthly instalment (EMI) facility.
  • Partial Payment /Early Settlement is allowed at any time without any types of fees or charges.

    Eligibility

  • Minimum age 21 years
  • Any citizen of Bangladesh

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Overview

Quard/Withdrawal is a special financial Facility provided against Mudarabah Term Deposit Account with NRB Islamic Banking.

    Features

  • Up to 90% limit on the amount of Mudaraba Term Deposit Account
  • No profit will be charged against Quard/Withdrawal amount
  • Any time repayment facility with out any charge

    Eligibility

  • Minimum age 18 years
  • Any citizen of Bangladesh

Need Some Help ?

Call Us on :
+88 09666 456000/16568

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