NRB Bank offers full range of financial solutions to the Cottage, Micro, Small & Medium
Enterprise for empowering sustainable growth. Our support is always there to serve
your financial need in the fastest time.

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Overview

"NRB PROSHAR" is at your side to meet working capital financing needs and bridge cash flow gap as well as for expansion of your business by providing Term Loan.

    Features

    • Minimum BDT 50,000/-
    • Maximum BDT 1,000,000/- (in term of top-up maximum limit is BDT 2,000,000/-)
    • Repayment tenure: Up to 60 months.
    • Collateral or property mortgage is not required.
    • No processing fee is applicable

    Eligibility

    • Two years' experience in the same line of business supported by trade license.
    • Business cash flow to support repayment.
    • At least 12 months transactional bank account in the name of enterprise.

    Repayment

    • Through Equal Monthly Installments.

Overview

It is a combination of term loan, time loan & overdraft facility for the entrepreneurs involved in the business of trading, manufacturing, service to meet up requirement of working capital and fixed asset finance.

    Features

    • Minimum: BDT 1, 000,000/-
    • Maximum: BDT 10, 000,000/-
    • Repayment tenure: Term loan Up to 60 months
    • Overdraft 12 months
    • Time Loan: Deal basis
    • No processing fee is applicable
    • Collateral required for loan amount above 10 lac

    Eligibility

    • Two years' experience in the same line of business supported by trade license.
    • Business cash flow to support repayment.

    Repayment

    • Term Loan: Through Equal Monthly Installments.
    • Overdraft: Through Operational Cash Flow.
    • Time loan will be repaid as deal basis.

Overview

It brings an inclusive solution that will help women owned enterprise to boost up the business position. You will be assisted by term loan and overdraft facility for procurement of fixed asset and working capital requirement.

    Features

    • Minimum BDT 50,000/-
    • Maximum BDT 5,000, 000/-
    • Repayment tenure: Term loan up to 60 months, Overdraft 12 Months (revolving)
    • No requirement of collateral for loan amount up to BDT 2,500,000/-
    • Collateral required for loan amount BDT 2,500,000+
    • Rate of Interest 10% p.a (9% for refinancing/pre-financing purpose)
    • No processing fee is applicable

    Eligibility

    • Two years' experience in the same line of business supported by trade license.
    • Business cash flow to support repayment.

    Repayment

    • Term Loan: Through Equal Monthly Installments.
    • Overdraft: Through Operational Cash Flow.

Overview

Short Term Working Capital Financing to facilitate Cottage, Micro and Small Enterprise to meet the requirement of additional fund during different festivals & in other peak seasons.

    Features

    • Minimum BDT 50,000/-
    • Maximum BDT 1,000,000/-
    • Repayment tenure: 60 days to 180 days
    • No processing fee is applicable
    • Collateral or property mortgage is not required

    Eligibility

    • Two years' experience in the same line of business supported by trade license.
    • Business cash flow to support repayment.
    • At least 12 months transactional bank account in the name of enterprise.

    Repayment

    • Through Operational Cash Flow.

Overview

Secured/Unsecured Term Loan facility to construct, expand, renovate semi pacca house or building at urban, semi-urban, and rural areas for rental purpose at the commercial and industrial areas as well as to finance in commercial purposes like- construction of shop, factories, warehouse, market etc.

    Features

    • Minimum BDT 300,000/-
    • Maximum BDT 10,000,000/-
    • Repayment tenure: Up to 120 months.
    • No processing fee is applicable.
    • Collateral required for loan amount above 10 lac.

    Eligibility

    • Applicant shall have a bank account by the name of owner/business but turnover is not necessary.
    • Minimum net income BDT 30,000 and/or above based on existing cash flow may be required for the loan amount.
    • It must generate sufficient cash flow and profit to ensure timely repayment of loan.
    • Key applicant’s age: min 22 years and max 60 years at the time of application.

    Repayment

    • Through Equal Monthly Installments.

Overview

Term loan for new entrepreneurs to pre-startup/startup and businesses expansion for the purpose of working capital finance and/or fixed assets purchase.

    Features

    • Loan Limit:
      Unsecured: 50,000/- to 500,000/-
      Secured: above 500,000/- to 1,500,000/-
    • Repayment tenure: 36 months to 60 months
    • No processing fee is applicable

    Eligibility

    • No business experience is required
      • The entrepreneur ought to have requisite technical education and/or skills
      • The entrepreneur should present a certificate of successful completion of entrepreneurship training from any institution (s) accredited by Bangladesh Bank
      • The entrepreneur has to be engaged with the endeavor on full-time
    • Projected or actual annual profit must be higher than the total of annual installments.
    • Applicant shall have a bank account by the name of owner/business but turnover is not necessary.
    • Age of key person: min 22 years and max 45 years

    Repayment

    • Through Operational Cash Flow.