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The NRB Nishchoyota Fixed Deposit Account is a specialized fixed deposit offering dual benefits of Accidental Death and life insurance protection for the customer.
  • Attractive Interest Rate
  • Free Life Insurance coverage up to BDT 1 Crore
  • No premium cost — bank bears the insurance premium
  • Simple and hassle-free insurance enrollment
  • Loan facility up to 90% of your deposit
  • Credit Card eligibility based on deposit
  • Bangladeshi citizen aged between 18 to 60 years
  • Self-declaration Good Health required at account opening
  • Individual Account only (Joint Accounts not applicable)
  • Maintain a minimum balance of BDT 10,000 in your Savings/Current Account to enjoy the insurance benefit
Fixed Deposit Amount Natural Death Coverage Accidental Death Coverage
BDT 3 Lac – below 5 Lac BDT 6 Lac BDT 24 Lac
BDT 5 Lac – below 10 Lac BDT 10 Lac BDT 40 Lac
BDT 10 Lac and above BDT 20 Lac BDT 80 Lac

In case of accidental death, both the natural and accidental death coverages are paid — a combined benefit.

  • 1-Year Tenure
  • Auto-renewal available (Insurance coverage continues up to age 65)
  • No upper limit – deposit as much as you wish

Visit your nearest NRB Bank Branch/Sub-Branch today and open your NRB Nishchoyota Fixed Deposit Account with just BDT 3 Lac to enjoy exclusive free life insurance benefits.

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  • To Apply Please fill out this form!